What is invoice discounting?

Invoice discounting is a type of invoice finance where businesses can borrow money against their outstanding invoices without notifying their customers. Loan Options helps clients find lending partners who offer invoice discounting facilities, providing a discreet way to improve cash flow.

How does an invoice discounting facility work?

An invoice discounting facility allows businesses to receive a percentage of their invoice value upfront, with the remaining balance paid once the customer settles the invoice. Loan Options assists clients by connecting them with lending partners who offer flexible invoice discounting facilities.

What is the difference between invoice financing and factoring?

The main difference between invoice factoring and invoice discounting is who manages credit control. In factoring, the finance provider manages credit control, while in invoice discounting, the business keeps control. Loan Options helps clients understand the differences and choose the best option for their needs by connecting them with lending partners who offer both services.

What are the costs associated with invoice financing?

Invoice financing costs can include interest rates, service fees, and administrative charges. Loan Options helps clients compare invoice financing costs from various lending partners to find the most cost-effective solution.

What is the process for applying for invoice discounting in the UK?

To apply for invoice discounting in the UK, you need to provide details about your business and outstanding invoices. Loan Options simplifies this process by offering a user-friendly platform where clients can easily apply and receive guidance throughout the application process.

Invoice Finance

Apply for Invoice Finance

Unlock the potential of your unpaid invoices with Invoice Finance solutions. By releasing funds tied up in outstanding invoices, you can significantly improve your business’s cash flow and maintain smooth financial cycles. This enables you to take on more work and grow your business without financial constraints.

Explore how our invoice finance solutions can empower your business today.

Communicating to secure small business finance

What is Invoice Finance

Invoice finance allows businesses to unlock cash tied up in unpaid invoices, providing immediate working capital. Our lending partners at Loan Options offer flexible invoice finance solutions that help you maintain cash flow, pay suppliers, and invest in growth without waiting for customer payments. Our streamlined process ensures you get the funds quickly, enabling you to focus on running your business effectively.

Release funds tied up in unpaid invoices.

Receive up to 90% of the invoice value right away.

Invoice factoring and invoice discounting available.

How It Works

Applying for Invoice Finance can be a crucial step in managing your business cash flow, and understanding the process can help set clear expectations. At Loan Options, we collaborate with a network of trusted partners to offer tailored Invoice Finance solutions that meet your unique needs. Our goal is to provide you with the necessary funds quickly and efficiently, while ensuring you have the support and guidance you need at every stage.

Here’s a general overview of the four-step process to help you understand what to expect when applying for Invoice Finance through our partners:

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Step 1

Initial Enquiry

Start by providing basic information about your business and outstanding invoices. This helps us understand your needs and eligibility.

Step 2

Loan Matching

Using advanced technology, we match your business with suitable Invoice Finance options based on your circumstances and requirements.

Step 3

Application Support

Our expert Account Director guide you through the application process, ensuring it’s straightforward and stress-free.

Step 4

Loan Approval

Once you choose the best Invoice Finance option, we handle all communication and documentation. Your Account Director will keep you updated until you receive your funds.

Why choose Us

At Loan Options, we understand that every small business is unique, regardless of the industry. Our mission is to provide loan options tailored to your specific needs. Our team of Account Directors brings over 30 years of diverse industry experience, driving our success with their knowledge and passion. Here’s why you should choose us:

Industry Expertise: With extensive experience across various industries, we have the knowledge and expertise to support your business, no matter your field.
Personalised Service: We offer a personalised approach, ensuring that you receive the best loan options suited to your business requirements.
Fast and Efficient Process: Our streamlined application process is designed to be quick and hassle-free, so you can focus on what matters most – running your business.
Dedicated Support: Our team of expert Account Directors is here to guide you through every step of the loan process, providing support and advice whenever you need it.

Frequently Asked Questions

What is invoice finance?
Invoice finance is a financial solution that allows businesses to unlock cash tied up in unpaid invoices. By using your invoices as security, you can receive an advance on the invoice amount, improving your cash flow. As a loan broker, Loan Options connects clients with lending partners who offer competitive invoice finance solutions, ensuring you can access the funds you need quickly and efficiently
What is invoice discounting?
Invoice discounting is a type of invoice finance where businesses can borrow money against their outstanding invoices without notifying their customers. Loan Options helps clients find lending partners who offer invoice discounting facilities, providing a discreet way to improve cash flow.
How does an invoice discounting facility work?
An invoice discounting facility allows businesses to receive a percentage of their invoice value upfront, with the remaining balance paid once the customer settles the invoice. Loan Options assists clients by connecting them with lending partners who offer flexible invoice discounting facilities.
What is the difference between invoice financing and factoring?
The main difference between invoice factoring and invoice discounting is who manages credit control. In factoring, the finance provider manages credit control, while in invoice discounting, the business keeps control. Loan Options helps clients understand the differences and choose the best option for their needs by connecting them with lending partners who offer both services.
What are the costs associated with invoice financing?
Invoice financing costs can include interest rates, service fees, and administrative charges. Loan Options helps clients compare invoice financing costs from various lending partners to find the most cost-effective solution.
What is the process for applying for invoice discounting in the UK?
To apply for invoice discounting in the UK, you need to provide details about your business and outstanding invoices. Loan Options simplifies this process by offering a user-friendly platform where clients can easily apply and receive guidance throughout the application process.