Small Business Loans

Apply for a small loan

We understand that small businesses have unique financial needs. Our lenders’ small business loans offer flexible funding solutions for various cashflow uses, such as covering HMRC payments, expanding your business, investing in marketing and advertising, managing cash flow, consolidating debt, purchasing stock, paying staff, renovating premises, or handling unexpected VAT bills. We’re committed to providing the resources you need to keep your business resilient and ready for growth.

Explore our small business loans today and see how we can help you achieve your business goals.

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growth guarantee scheme
Business finance for locations

What’s a small business loan?

A small business loan provides the capital needed for growth, cash flow management, or unexpected expenses. Our lending partners at Loan Options offer flexible, tailored loans with a streamlined application process and expert support. Whether you need funds for expansion, marketing, inventory, or HMRC payments, we ensure you get the money quickly and efficiently, helping you achieve your business goals.

Terms from 6 months to 6 years.
Secured with a Personal Guarantee only.
Suitable for Start Up businesses.

How It Works

Applying for a small business loan can be a crucial step in growing your business, and understanding the process can help set clear expectations. At Loan Options, we collaborate with a network of trusted lenders to offer tailored loan solutions that meet your unique needs. Our goal is to provide you with the necessary funds quickly and efficiently, while ensuring you have the support and guidance you need at every stage.

Here’s a general overview of the four-step process to help you understand what to expect when applying for a small business loan:

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Step 1
Initial Enquiry
Start by providing basic information about your business. This helps us understand your needs and eligibility.
Step 2
Loan Matching
Using advanced technology, we match your business with suitable loan options based on your circumstances and requirements.
Step 3
Application Support
One of our expert Account Directors will guide you through the application process, ensuring it’s straightforward and stress-free.
Step 4
Loan Approval
Once you choose the best loan option, we handle all communication and documentation. Your Account Director will keep you updated until you receive your funds.
Securing business finance

Why choose Us

At Loan Options, we understand that every small business is unique, regardless of the industry. Our mission is to provide loan options tailored to your specific needs. Our team of Account Directors brings over 30 years of diverse industry experience, driving our success with their knowledge and passion. Here’s why you should choose us:
  1. Industry Expertise: With extensive experience across various industries, we have the knowledge and expertise to support your business, no matter your field.
  2. Personalised Service: We offer a personalised approach, ensuring that you receive the best loan options suited to your business requirements.
  3. Fast and Efficient Process: Our streamlined application process is designed to be quick and hassle-free, so you can focus on what matters most – running your business.
  4. Dedicated Support: Our team of expert Account Directors is here to guide you through every step of the loan process, providing support and advice whenever you need it.

Frequently Asked Questions