Small Business Loans
Apply for a small loan
We understand that small businesses have unique financial needs. Our lenders’ small business loans offer flexible funding solutions for various cashflow uses, such as covering HMRC payments, expanding your business, investing in marketing and advertising, managing cash flow, consolidating debt, purchasing stock, paying staff, renovating premises, or handling unexpected VAT bills. We’re committed to providing the resources you need to keep your business resilient and ready for growth.
Explore our small business loans today and see how we can help you achieve your business goals.


What’s a small business loan?
A small business loan provides the capital needed for growth, cash flow management, or unexpected expenses. Our lending partners at Loan Options offer flexible, tailored loans with a streamlined application process and expert support. Whether you need funds for expansion, marketing, inventory, or HMRC payments, we ensure you get the money quickly and efficiently, helping you achieve your business goals.
How It Works
Applying for a small business loan can be a crucial step in growing your business, and understanding the process can help set clear expectations. At Loan Options, we collaborate with a network of trusted lenders to offer tailored loan solutions that meet your unique needs. Our goal is to provide you with the necessary funds quickly and efficiently, while ensuring you have the support and guidance you need at every stage.
Here’s a general overview of the four-step process to help you understand what to expect when applying for a small business loan:
Initial Enquiry
Loan Matching
Application Support
Loan Approval

Why choose Us
- Industry Expertise: With extensive experience across various industries, we have the knowledge and expertise to support your business, no matter your field.
- Personalised Service: We offer a personalised approach, ensuring that you receive the best loan options suited to your business requirements.
- Fast and Efficient Process: Our streamlined application process is designed to be quick and hassle-free, so you can focus on what matters most – running your business.
- Dedicated Support: Our team of expert Account Directors is here to guide you through every step of the loan process, providing support and advice whenever you need it.
Frequently Asked Questions
What is a small business loan?
A small business loan is a financing option designed to help businesses cover various expenses, such as working capital, equipment purchases, and expansion costs. As a loan broker, Loan Options connects clients with lending partners who offer competitive small business loan solutions, ensuring you can access the funds you need to grow your business.
How do I apply for a start up loan in the UK?
To apply for a start up loan in the UK, you need to provide details about your business plan, financial projections, and personal information. Loan Options simplifies this process by offering a user-friendly platform where clients can easily apply and receive guidance throughout the application process, connecting them with suitable lending partners.
What are the benefits of business loans for start-ups?
Business loans for start ups provide essential funding to cover initial expenses, such as inventory, equipment, and marketing. Loan Options helps start-ups by connecting them with lending partners who offer tailored loan solutions, ensuring they can launch and grow their businesses effectively.
What are the eligibility criteria for a start up loan in the UK?
Eligibility criteria for a start up loan in the UK typically includes having a viable business idea, being over 18 years old, and being a UK resident. Loan Options helps clients determine their eligibility and connects them with lending partners who can provide the necessary funding.
How can I get a loan to start a business with poor credit?
To get a loan to start a business with poor credit, you need to provide necessary information about your business and financial situation. Loan Options simplifies this process by offering a user-friendly platform where clients can easily apply and receive guidance throughout the application process, connecting them with suitable lending partners.
What are the rates for business loans for poor credit?
Rates for business loans for poor credit vary depending on the lender and the specific terms of the agreement. Loan Options helps clients find competitive loan rates by connecting them with multiple lending partners.